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Toronto, Canada

TTC Subway and Light Rail payment methods

Check how to enter the gates, buy tickets and use fare cards on TTC Subway and Light Rail. Operated by Toronto Transit Commission; last verified on 2026-07-22.

Official website ↗
Yes
bank card at gate
Yes
open-loop payment

Quick answer

Can I tap a bank card on TTC Subway and Light Rail?

Yes. TTC Subway and Light Rail accepts physical contactless bank cards directly at its fare gates. Documented schemes: Visa, Mastercard, American Express, Interac Debit.

See every payment method ↓

Passenger access

Gate entry

Transit card

Yes
PRESTO card, PRESTO Ticket Source: TTC fares and passes

Contactless bank card

Yes
Visa, Mastercard, American Express, Interac Debit Source: TTC bank card payment

Mobile wallet

Yes
Apple Pay, Google Pay, PRESTO in mobile wallet Source: TTC bank card payment

QR gate entry

Unknown

Official app

Unknown

Paper ticket or token

Partial
Paper transfer Paper transfers are proof of payment for cash fares, not a general reloadable gate medium.

Visitor pass

Partial
PRESTO day pass products Availability depends on the PRESTO fare product.

Purchase and top-up

Ticket purchase

Cash

Yes
Source: TTC fare payment guide

Bank card

Partial
Fare vending machine payment capabilities vary by station and product.

Contactless card

Partial
Direct gate tapping is separately supported network-wide.

Mobile wallet

Unknown

QR payment

Unknown

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